genesis fs card charge on bank statement

The Milestone Gold Mastercard also comes with a $500 credit limit with various cardholder agreements. 2023 ZDNET, A Red Ventures company. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Jaguar Land Rover to Pay $26,500 for Lemon Law Violation. Instead, you'll see recommended credit ranges from the issuers listed next to cards on our site. In order to close account, charge of $75 annual fee still charged. The best Genesis FS credit card is the Genesis FS Destiny Mastercard. But we compared the three credit card options altogether for people with bad credit. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. Content published under this author byline is generated using automation technology. This compensation may impact how and where products appear on the site, including for example, the order in which they appear within listing categories. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The offers that appear on this site are from companies from which CreditCards.com receives compensation. You may be approved with a $59 annual and yearly fee each year after, with either a 24.9% or 29.9% APR and a 29.9% cash advance APR. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. You can sue a debt collector. Disgustingly 4-6 emails daily, Spam phish credit card email trying to steal personal information, We made only 2 orders on the *** website the dates are order # 1 Nov 25,2022 $1,045.54 Order # 2 Nov 28,2022 $365.06 6 items in each order We returned the following 4 items in the store with the manager at ********* Bronx ** on dec 3,2022 1)Black bracelet item #********* $59.99(we returned it because it was the wrong item)2) praying hands charm item #*********(returned to small)3)letter o charm item #********* (Returned to small)4)men wedding band black and white diamond ring item #********* (Returned to small)We then received a couple of days later the correct black bracelet item #********* So total of 3 items were returned to your company Total amount for 2 Orders without returns $1,045.54+$365.06=$1,410.60 Total statement should be after returns we made is $957.01 which your company received the returned items on dec 3,2023 Jan and Feb statement from *** credit card company is $1,380.54 as you can see from the attachment And the statement should be $957.01 not ($1380.54)This has been going on for 2 long months and hours and hours on the phone with so many different reps we will not pay for items that were already returned we are being overcharge in the amount of $423.86 and charged a late fee of $40I hope this is the final step to solving this problem in a timely manner. 339 0 obj <>/Filter/FlateDecode/ID[<657F821A7DA778489D3EBA56E0CEA30E>]/Index[319 56]/Info 318 0 R/Length 107/Prev 423890/Root 320 0 R/Size 375/Type/XRef/W[1 3 1]>>stream Do you need one? . Bankrate.com is an independent, advertising-supported publisher and comparison service. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Though this collection company promises to be a professional and reputable business, it is still possible that this collections company may still have violated the FDCPA. The card charges a $75 annual fee in the first year and a $99 annual fee after that, or an ongoing $59. Since 2004, CreditCards.com has worked to break down the barriers that stand between you and your perfect credit card. Have you had a bad experience with this agencys debt collectors? This cardholder agreement comes with either a 29.9% or 35.9% APR with a matching cash advance APR. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. Pros & Cons of Milestone credit card. How is this company allowed to continue to operate?? Yes, Genesis FS Card Services is legit. they got it but keep denying it and it's on my bank statement. 'ZDNET Recommends': What exactly does it mean? Call us today. The Milestone Gold and Indigo Genesis FS credit cards come with more favorable terms, such as lower APRs and fees, and a credit limit of up to $1,000 for those who qualify. 767 complaints closed in the last 12 months. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. It is illegal to a debt collector to use empty threats to sue you or garnish your wages. Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. Given how slow the legal system is, they were lightening fast! You could qualify for a $300 credit limit with an annual and yearly recurring maintenance fee of $35 or $59. It reports to all three credit bureausExperian, TransUnion and Equifaxand with time, as your credit score improves, you could be eligible for more exciting credit card products. Write a comment below to share online. editorial policy, so you can trust that our content is honest and accurate. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. In the U.S. call 1.800.MasterCard (1.800.627.8372). fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). Multiple credit card perks. Every day, we strive to bring you peace-of-mind as you work toward your financial goals. I am not comfortable doing this as fax is an insecure form of communication, nor am I willing to spend money to send a copy of my DL via ***** GFS already has sufficient information to mark this account as fraudulent and close the account. If you choose not to contact the collections company regarding the account you risk harm to your credit and financial stability. we equip you to harness the power of disruptive innovation, at work and at home. There is also a cardholder agreement with a 35.9% APR with a $75 initial annual fee and $49 each year after, plus a monthly maintenance fee of $8.25 per month billed after the first year, which totals $99 per year. Back in November of 2022 someone in ******* had stolen my info on the Destiny and Milestone cards. Genesis FS Card Services is a debt collector located in Beaverton,OR. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Consequently, if action is taken, you can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages. Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. Ashley Homes Stores has referred it to the legal attorneys but in the meantime I am being held responsible on my credit to pay them 3000 for items I never purchased nor did Ashley Home Store bill them. Compare offers side by side and apply online for the credit card that is right for you. This allows you to see the terms you can expect before you apply. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com This compensation may impact how and where links appear. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. For the best experience, we encourage you to use Internet Explorer 9 (IE9) or higher. All Rights Reserved. Like the other Genesis Mastercards, the Milestone. Additionally, this collections company claims that alongside the companys 20+ years of experience within collections exists a company which claims to attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. Our editors thoroughly review and fact-check every article to ensure that our content meets the highest standards. I have ALREADY filed complaints with Transunion among others. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. Call 475-277-1600 NOW. Shine brighter with a credit card as unique as you; Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo; Build on your credit history with style; Worry free spending with $0 liability on unauthorized charges! This Genesis FS credit card has the best terms of the three, which typically means you have to have a better credit profile to be approved. Click to reveal Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Sound off and share your experience with other visitors in the comment box below. %PDF-1.5 % Indigo is a registered trademark of Genesis FS Card Services, Inc. The account information includes my maiden name and a phone number that hasnt been used in over a decade.During a call on 1/31/23, GFS first told me there was nothing else they could do since the case had been resolved in their system. More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. I received notice from a credit monitoring service that accounts had been opened using personal identification information (***) on 12/12/22. There is little confirmation available from the collections company on who they specifically work with. There is no charge unless we win. Your author Whats your name? However, the collections company typically collects on credit card debt according to many complainants. Best Genesis FS credit card overall (and for those with bad credit), These Experts Are Racing to Protect AI From Hackers. *May also include monthly maintenance fees. Reasonable efforts are made to maintain accurate information. All Rights Reserved. If you qualify for a $700 credit limit on the Milestone Gold Mastercard, you could be approved for one of three cardholder agreements. hWkk9+%ghA&ljp`K\ilQuGBFXN(n4QByQBRhjcZbURd,lI5Il(2H(11)A2`tF6YAs,F& H/9d.eJ?SL%~8-/hvQ@Y\F:} q5N .N E^u''\. Make a payment with confidence knowing your account is protected with our fast and secure system. Eastern, or. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. There is no information currently available regarding the companys clientele and areas of expertise. Get a Mastercard accepted online, in store and in app. Accuracy, independence and authority remain as key principles of our editorial guidelines. This website is attorney advertising: prior results do not guarantee a similar outcome. Z/t7{J S`4h``nL zUbQ =cCE@f0ix09b#}s1,f l/43BlwAC . The high costs aside, the card can still deliver on its promise to help build your credit with responsible use. Their focus at first was on consumer loans. Your IP: Bankrate follows a strict Apply now at Genesis FS Card Services's secure site Rewards rate This card doesn't offer cash back, miles, or points Intro offer No current offer Annual fee $59-$99 Regular APR 24.90% Recommended credit 300-670 (Bad to Fair) Card details Highlights $0 Fraud Liability for unauthorized use offers you peace of mind Your answer should account for all personal income, including salary, part-time pay, retirement, investments and rental properties. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Please enter a valid email adress, Your phone Whats your phone number? More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. MasterCard is an Equal Opportunity Employer. February 18, 2023 @dameonwallace09 Verified Customer Was approved for a $700 credit line. At Bankrate, we take the accuracy of our content seriously. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. 10/10 recommend this law firm So happy with our settlement!, Fantastic experience! , and serviced by Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006 Contact . On the Better Business Bureau there are currently 1,101 complaints closed in last 3 years, 456 complaints closed in last 12 months, and 147 reviews amounting to 1.12 stars overall. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. If you have a low credit score, it can be challenging to qualify for a credit card. When your credit isnt in the best shape, many of the credit card options available to you may be secured cards, which require a security deposit at the time of application. hbbd```b``V 5 id`u"YHF 05Xv"X0yLn"$ This credit card comes with an annual fee, and you may also have to pay a monthly fee, which is considered set up and maintenance fees. Call us today to find out how we may be able to assist you with your case. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews. They know they closed off my access to these cards. Has been meticulously serviced and maintained. This card is terrible they charge you $12 a month for a service fee in addition to a $49 annual fee. This credit limit features a $74 annual fee for the first year and $99 each year after, plus a 29.9% cash advance and purchase APR. I can have peace now. Paperless Statements and more! Get credit for all of your hard work. Because only Genesis FS Card Services, Inc. is sending me repeated solicitations that are exactly the same, and in a amount and frequency that is simply harassing. at Genesis FS Card Services's secure site, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. Customer Service will not help me. I have sent them this info several times now. 300-670 (Bad to Fair) They kept me up to speed the whole way. ebt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. If you're approved for a $300 Destiny Mastercard, your annual fee billed the first year and each year after is $35 or $59. If your credit score is lower, you may qualify for a 35.9% APR with a $175 first year annual fee and $49 each year after, plus a $150 annual maintenance fee billed monthly at $12.50. Genesis also offers Genesis credit, which extends second-look financing to consumers who don't qualify for prime lenders. Depending on the offer you qualify for, you may be required to pay: You might not need to pay an annual fee, but theres no guarantee that youll get this offer, especially if you have a low credit score. Milestone Card reports to all three credit bureaus, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. Genesis FS Card Services' Address, Phone Number, and Contact Information Genesis Financial Solutions is located at 15220 NW Greenbrier Parkway, Suite 200, Beaverton, OR 97006-5762. 2023Genesis FS Card Services Inc., All Rights Reserved. We are an independent, advertising-supported comparison service. to maintain accurate information. After filing a complaint with the card company they canceled my card. They constantly are giving me the run-around. Towed one time. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. . Kay Jewelers offers two credit cards one issued by Comenity Bank and one issued by Genesis FS Card Services. The cards let consumers purchase products and services to meet everyday needs.. $35. Theitr last letter stated that "If we have insufficient documentation support your claim we may close this dispute and you will be responsible." This site does not include all financial companies or all available financial offers. The Destiny Mastercard offers a $300 credit limit if you're approved, no deposit required. Celtic Bank issues the Genesis FS Indigo Mastercard. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. However, it, Things You Can Do Yourself When You Have a Lemon, Background Check Errors Can Cost you a Job and So Much More, Tenant Data Services Screening Report Dispute False Info or Errors, How to dispute background check errors that cost you a job, A collector has called you in the early morning or late night, A debt collector attempts to collect more than you owe, A collection company threatened you with negative credit reporting, A debt collector attempts to intimidate you, A collector accused you of criminal conduct.

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