You may find that it wont budge, even after you try the strategies above. All rights reserved. They wont respond to anything but complaints saying they have validated it which is a complete lie. he said this was a bill collection agency. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. I have a collections account being reported by "Convergent Outsourcing". If you have questions about how making a payment will affect your credit score specifically, we encourage you to contact the credit bureau, If you have questions or need to make a change to your account. A goodwill deletion is where the debt collector agrees to stop reporting the debt out of goodwill. If this is the case, consider contacting a professional credit repair company. A lady called me from Convergent outsourcing about a Dish Network account. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. If you havent received proof of payment within two weeks, please check your junk/spam box in your email to make sure it doesnt appear there. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. The letter needs to explain the reason for your late payment and why youre requesting removal. Since they were on leases that left me on the hook for around $1400. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. BUT UNJUST DONT PROSPER. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. Email. What's funny is , I've never had any business dealings with Citizens Bank ever Renton Washington, Convergent Outsourcing, Inc. Companies across the United States contact us to help them recover debts. INC. FIRST BANK AND TRUST MIDLAND FUNDING, LLC Sent me a settlement statement for a bill to this company. Plaintiff's Experian credit report states an account in Defendant's name, not in Sprint's name, was opened on September 17, 2019, the same date the parties agree Sprint authorized Defendant to begin collecting . And lastly, seek counsel from a consumer protection attorney for a free consultation. My payment to CO is on the 15th of this month. They should be able to see whether there was or not and whether you need to deal with sprint. Unfortunately, you cannot get your account number online at this time. I called Sprint to get the debt recalled-the lady was super nice and told me that if I paid sprint I would have to pay the entire balance ($1083) and that the account was with Convnetgent Outsourcing. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. Investigate this business and this Tom ** who could be a fake also. 7 calle 1, Suite 204 I'm suprised they just won't delete it since it's paid and they were notified. Corporate Advocacy Program: How to repair your business reputation. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751, Convergent Outsourcing, Inc. Convergent Outsourcing, Inc. CONVERGENT OUTSOURCING FRAUDULENT COMPANY Renton Washington, Convergent Outsourcing, Inc. Convergent Mailed me a notice to collect a debt that doesn't exist. This is your right under the FDCPA. The only advice I can offer you is not to feed into their urgency. I canceled account with sprint on june 14, didnt payoff devices immediately and now since 7/28 i have convergent outsourcing on my reporting not willing to discuss removal at all. Shortly after paying it off they noted on my credit report that the debt was cleared. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. I had new devices on T-Mob so any blacklisting didn't affect me. If you have an account with us, were here to help! Collection companies typically only agree to this if you paid the debt and havent made any late payments since. ** If a lady or someone else calls you and says they can't delete, be very nice, but let her know you know it is possible because you know of other people that just had it done. Addtnl phone number: (877) 231-8886, states this Midland Credit Management has offices at 2365 Northside Drive, Suite 300, San Diego, CA but direct payments to Los Angeles, CA . I made arrangement to pay for some equipment for renting it, I did not owe them any money. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Re: PLEASE HELP ME GET CONVERGENT OFF OF MY REPORT. Therefore, its important to request debt verification ASAP. ConsumerAffairs is not a government agency. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. It's a scam to collect money from people who pay what they owe. Renton Washington, Jefferson Capital Systems LLC Convergent Outsourcing Inc St. Its location on this page may change next time you visit. Renton Washington, Convergent Outsourcing Inc. Scam- Trying to collect a paid AT&T account from 16 years ago Renton Washington, Convergent Outsourcing, Inc. My tertiary goal is to pay as little as possible. In business since 1950, Convergent is one of Americas leading collections agencies. 1The company is based in Renton, WA, and they provide various debt collection services, including business process outsourcing and revenue cycle management. This profile has not been claimed by the company. Disclaimer: This story was originally published on August 31, 2020, on BetterCreditBlog.org. I don't dispute that I ever had a Sprint account. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. If you find any inconsistencies, you can file a dispute with the three major credit bureaus. REBUTTAL BOX So, now I'm not sure how to handle this. Convergent Outsourcing is one of Americas leading collection agencieswith offices across the country. Welcome to the Sprint subreddit where we discuss news, user feedback, phone updates, tips and tricks, technical advice, and Customer Care experiences. Convergent Outsourcing, Inc. is a debt collection agency. If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. Convergent Outsourcing is one of America's leading collection agencies. - Make the payment with them through chat. How do I setup a payment plan? Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. This claim is in fact, spelled out directly on convergent's website: Convergent Outsourcing is not a scam. Your credit score will be affected by this Company. If it is their collection dept., did you try to get them to recall the debt? Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. I received a collection letter that I owed T-Mobile 166.80. These notices included your right to dispute the balance owed. Advertisers above have met our By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Unsubscribe at any time. Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Debt Settlement for credit card I never had Renton Washington, Convergent Outsourcing Inc Collection Fraud Houston Texas, Convergent Outsourcing Inc. Un-Reputable Collection company trying to rip me off. I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. They said they didnt do that when clearly they did because it is listed as paid on my credit report. R-1234567). The posting time indicated is Arizona local time. IF they said yes, it would be deleted, confirm with them again after paying. They stop taking the money out of my account and listed it as a paid debt on my credit report. They said according to sprints policy they cannot delete from the trade line. It was gone off my reports within 2-3 days. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. If that means pay in full, so be it. Convergent Healthcare | 3,323 followers on LinkedIn. They're worthless and cowardly, and I hope anyone reading this doesn't have to deal with these bottom feeders. I called CO and attempted a PFD (just in case Sprint CSR was full of hot air). Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. Convergent is required to password lock receipts due to housing sensitive information. Work with Sprint directly if they still own the debt. It's not like the person on the other end of the phone actually cares about you or your debt, or your problems. It's the only way to shut them down. This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. I just want to know who to pay to make sure things are taken off of my reports. Wixom or Renton - there are three addresses on her Michigan or Washington, Convergent Outsourcing inc Pinnacle credit services asking me to pay a delinquent account with Verizon wireless i have had a Verizon service. - Wait a few days, it most likely won't be deleted even if they said it would. I called sprint back and spoke with a gentleman this time. They wanted me to pay 60% to settle the account, and I told them I wanted to file a dispute, and they said once I got the documents, THEN I would have to pay the amount!!!! thanks, just paid it. I pay for that service through Frontier Communications who by the way ** me up from the onset. I would discuss with them there was no contract. Convergent Outsourcing is one of the largest debt buyers in the country. Houston Texas, Convergent Outsourcing, Inc false claim of oweing money Houston Texas, Convergent Outsourcing Inc. ATERS001 Sears National Bank RIPOFF Houston Texas, convergent outsourcing inc Sue Called to talk to me about debt that was due this year. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. I confirmed with T-Mobile that my account is 0. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Just updating my progress with Convergent. READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on Convergent Outsourcing, Inc. Note: I recorded both Sprint phone conversations. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. I called T-Mobile and they said themselves I have never have owed any past debt in my 14 years with them. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. No luck. Unbelievable!! I asked couple of times and recorded on my wifes phone, she said as long i pay sprint directly account is no longer considered collection. As a result of our investigation we are replying with the following information: On 1/18/2017, Sprint placed this account in our office to collect a balance on their behalf of $834.26. As of April 1st, 2020, Sprint is now part of T-Mobile! These people need to be stopped. However, there may be instances where credit reporting agencies take a few weeks to provide updates. For more information, read, How to Remove First Federal Credit Control from Your Credit Report, How to Remove First National Collection Bureau, Inc. from Your Credit Report, How to Remove Frontline Asset Strategies from Your Credit Report, How to Remove DCM Services from Your Credit Report, How to Remove FMA Alliance from Your Credit Report, remove the collection entry from your credit report, How to Remove Convergent Outsourcing from Your Credit Report, Telecommunication suppliers such as Sprint and T-Mobile, Failing to respond to debt validation requests. Many factors affect your FICO Scores and the interest rates you may receive. Do I need to get them to prove what I owe? We value your privacy. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Apparently it's some kind of credit card or something. Start by offering to pay Convergent Outsourcing half of the amount you owe and negotiate from there. It was founded in 1950 and currently has about 2,300 employees across 12 offices. You can enter your email address to have a copy of the chat transcript emailed to you. Houston Texas, Galaxy Asset Purchasing, LLC Convergent Outsourcing, Inc. They stated update will occur. Since I paid what I owed to Sprint how can they possibly own this debt? I called Dish to confirm this and they said they have no record of a debt. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. If so, what's the best way to have them do this? Received several calls from this Company. If its still there, contact the agency and remind it of the agreement, and make it clear that you wont make another payment until it removes the entry. Has your experience with this business or person been good? Hello all. If someone knows please reply. See reviews below to learn more or submit your own review. Check your credit report 30 days after you make your first payment. All rights reserved. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. They include a place for you to fill out your CC information or bank account information and smoothly send in the money. I asked if she was sure and she said yes. After you submit your information, calls to your number will stop within 24 hours. But, I believe that a majority of the amount that they are claiming that I owe is due to an early termination fee - on an ipad account that I don't believe I terminated early (i.e. I don't think however that once you have the debt paid (however you do it) you should worry about on your report. Is Convergent Outsourcing legit or a scam? They are so good at disguising themselves they even have an official looking form. All rights reserved. We value your privacy. Contact Convergent Outsourcing Contact Us If you are trying to stop calls from 770-870-1070 Convergent Outsourcing, please visit our Stop Collection Calls From Convergent Outsourcing page. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Of course, things are a little different now after the pandemic. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. But if you can work out a payment arrangement with them they leave you alone because it's no longer necessary to pursue you. If you weren't paying on it then it went to collections. Convergent Outsourcing is one of America's leading collection agencies, adhering to the FDCPA's guidelines . Unsubscribe easily. So I called the number listed he ask for last 4 of my SS# and address. I called Sprint to get some information on the account. Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". Hiding negative complaints is only a Band-Aid. Maybe a pay for delete will help me save some money. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Philidelphia Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. Calling you before 8 a.m. or after 9 p.m. Misrepresenting itself or information about the debt, Attempting to collect a debt after the statute of limitations expires, Reporting false information about the debt, Contacting you at work or at a time you say is inconvenient, Contacting friends, family or coworkers regarding your debt, Calling you after you request contact through U.S. Mail only, You pay the debt to Convergent Outsourcing, Convergent Outsourcing deletes its entry on your credit report. They are now reporting the account as $0 balance but refuse to remove the account . Sprint "The level of success achieved by most businesses can be directly correlated to the extent success is attained within the contact . To obtain this information, its best to contact the applicable credit bureau instead. My secondary goal is to get this removed ASAP. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. There are plenty of articles available if you want more information and tips on how to improve your credit and reach your financial goals. Cloud Minnesota, Convergent Outsourcing, Inc. Bothersome Calls Apparently From Convergent Outsourcing Renton Washington, CONVERGENT OUTSOURCING. Well start sending you the news you need delivered straight to you. The original creditor is Sprint (cell phone company). As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. Further information is available in our FICO Data Privacy Policy. Renton Washington, Convergent Outsourcing , Inc Galaxy Asset Purchasing , LLC I recieved a bill past due in the amount of $4,505.44. Create an account to follow your favorite communities and start taking part in conversations. It depends on how much they gave access to their system to Convergent. The agencies are much more likely to sue now then in the past, even over small debts. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. I asked them if I paid it or settled it if theyd removed it completely, Pay for deletion. If they say yes, you have something to fall back on. Unfortunately, if a bill remains unpaid, the original creditor may employ the services of a third-party debt collection agency to pursue the debt. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. which I'm still thrilled about-fact is had I paid my bill on time and not defaulted I wouldn't be trying to clear it up haha so it all worked out. If they say no, you can still try further. Convergent Outsourcing does not accept payment in exchange for credit deletion. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. This is what I just went through. . So I paid them 2 payment Dec. And Jan they took out of my banking acc. This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. says who it is but nobody is ever on the other end of the line. FAQs I had a Spring sent to ERC. Press J to jump to the feed. Work out a payment plan. Watch to learn more! Additional original Creditor they claim to represent is PayPal Account from Comenity Capital Bank, additional website to pay your account www.payconvergent.com. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. The FDCPA prohibits a debt collector from engaging in specific forms of harassment, including: While Convergent Outsourcing claims to provide its representatives with FDCPA compliance training, its still possible for a representative to commit an infraction. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. If you have an account with us, we're here to help! If your attempt to remove an entry due to inaccuracies is unsuccessful, you can try to negotiate a pay-for-delete settlement. This report was posted on Ripoff Report on 09/05/2014 01:58 PM and is a permanent record located here: Maryland Residents: This agency is licensed as NMLS ID # 930053. If you paid the debt and you're currently in good standing with the original creditor, deleting the collection from your credit report is still a possibility. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. This often means constant collection calls, annoying letters, profane language, threats of lawsuits and other forms of harassment. It's advisable to send a debt validation letter via certified mail to get confirmation of receipt and to create a paper trail. Whether you have a question, need to submit a complaint or want to dispute a debt, you can use this site to contact us. In business since 1950, Convergent is one of Americas leading collections agencies. If they agree that the entry is inaccurate, theyll remove it from your credit report. Many people forget to pay a bill or find themselves short on funds, especially since the COVID-19 pandemic. . I also called convergent and they only collecting on sprint behalf. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Learn more. This company doesn't seem reputable. Phone calls must be made during "reasonable hours" only. This one so contrived, premeditated, using a fake name and explanation. Work with Lemberg Law out of Wilton, CT. SCAM! I told her I want the account removed and she said Sprint would REMOVE the account after paying CO. Received notice of debt collection. Just wanted to share. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. Or, should I try to handle it through Sprint (since they own the debt). If you are unsure whether we have your current information, call us to confirm that your email and mailing address are correct and request any necessary corrections. Consumers want to see how a business took care of business. Convergent was adamant about not removing but Sprint was fast acting and informed them to remove the account. It is on my credit report now. Have anyone dealt with sprint/ convergent outsourcing in the past? SAVE THE CHAT! Then I tried to prompt it to let me talk to someone, & a recording came on that only said the name of the company & it hung up on me, I called at&t & they had no record whatsoever of me being a customer of theirs. It isn't always easy to remove a collection account, but the following strategies can make it possible: A debt collection agency will try to coerce payments out of you in any way it can because thats how it makes money. Then a letter came from the saying I owe over $1200 to Dish Network and they are collecting. I was told that if I paid them directly they would recall the account and it would not be reported on my credit reports. If Convergent Outsourcing, Inc., contacts you, it means its pursuing you for an unpaid debt. I owed a bill to Sprint which I paid to Sprint. Ive seen many threads which detail how to remove this account by paying the original creditor, however my mom went ahead and paid convergent directly. I have been receiving calls periodically, have not answered these calls. Do you owe Convergent Outsourcing money? I got the collection agency's name and with that emailed them for an account number. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Never make an agreement with a debt collection agency over the phone. They are more diverse with the types of debts they collect than most collection agencies. I would even consider pay for delete in full. I called Sprint to try set up payment but whenever i ask to pay and if account will be recalled they give me Convergent phone number to call. Our systems are updated and employees are informed when there are any changes made to the collection statutes. And I owe them money. This can vary for each state but generally means they can't call before 8 a.m. or after 9 p.m. local time, unless you've requested that they call outside of those hours. Estimated amount consumers saved since 1997: $15,590,010,907. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. Improving your credit takes time, but its worth it. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.(sprint re-adding the collection is the unsure part), Not gonna say 100% but this is how it worked with T-Mo. Really think they have likely moved/moving to T-mo collection policies. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. In addition to suffering the annoying and aggressive practices debt collectors, such as Convergent Outsourcing, engage in, a debt sent to collection can have a major impact on your credit score. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. So from what I am seeing, either way, Convergent can legally have it on your report. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. I have the same collections from sprint thru convergent outsourcing on my credit report. They need to be investigated for fraud!!! Deletions are a courtesy and some do it. How does that work ? Convergent Outsourcing help. Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. We have reviewed the complaint and the related matter. If there is no email on file, the consumer will be mailed a copy of their receipt. Sprint Trainer at Convergent Outsourcing . I ended up paying the entire balance through sprint in order to get account removed. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this.
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convergent outsourcing sprint